Keep Your Cash Flow Moving Smoothly

Keep Your Cash Flow Moving Smoothly
An overdraft lets your business temporarily borrow money from your bank account when your balance isn’t enough to cover expenses. It’s ideal for covering short-term cash gaps, such as unexpected bills or day-to-day operational costs. Interest is only charged on the amount you use, giving flexibility without needing a formal loan.
A business line of credit provides a set limit of funds that your business can access anytime, up to the approved amount. You can draw funds as needed, repay them, and then draw again, making it perfect for managing cash flow fluctuations, investing in opportunities, or smoothing out seasonal expenses. Interest is typically charged only on the amount you borrow.
Invoice financing (or factoring) allows your business to get immediate cash for unpaid invoices. Instead of waiting 30, 60, or 90 days for customers to pay, you sell your invoices to a finance provider and receive most of the invoice value upfront. This improves cash flow, helps cover operational costs, and supports growth without taking on traditional debt.




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